FAQs

We have built core banking platforms: multi-currency accounts, multi-tenant double-entry accounting, routable account numbers and IBANs, over ISO 20022 and ISO 8583. We work on yours, or replace the part blocking you.

It comes from the ledger and the rails underneath. A balance stays correct while a payment is in flight, and a transfer is answered while the customer is still on the screen.

Directly. ISO 8583 for cards, ISO 20022 and ACH for bank transfers, and reporting your finance team can reconcile against.

We have built the systems you are buying. A payment facilitator on Chase rails for a US startup, a core banking platform at BVNK, card vaults, fraud platforms and double-entry ledgers in production.

We built a payment facilitator for a US startup on Chase rails, in production in under twelve months. JPMC called it one of the fastest payfac implementations they had seen. We write the code.

We build what an assessor asks to see: PCI DSS scope reduction, KYC and KYB, sanctions screening, AML monitoring, and the evidence behind each. We led a US startup through its first PCI DSS Level 1 assessment in 2022, and every one since.

KYC verifies who your customer is. AML detects and reports money laundering through the accounts you run.

PCI DSS scope reduction and assessment support, KYC and KYB verification, sanctions and AML screening, and the reporting behind them. The file an examiner samples is the one the system already holds.

They decide inside the authorization path, in under 50 milliseconds, on rules and machine learning together. Risk operators write rules in a language of their own and ship them without a deploy.

It takes the manual passes: pattern and anomaly detection across transactions, and scoring that puts a reviewer in front of the cases that need one.

An in-house team learns your system and stays with it. We arrive having built payment facilitators, card vaults, fraud platforms and core banking systems. Engagements end with your team owning the code.